Compare mortagesComparing mortgages and getting offers
Overview of mortgage and interest rates
Take your time when selecting the financial institution where you ultimately decide to take out your mortgage. In doing so, you can avoid paying excessively high mortgage rates. To help you in this, compare the various interest rates and mortgage terms from our financing partners. A distinction can be made between common types of mortgages such as fixed-rate, variable-rate and libor mortgages. The homegate.ch mortgage comparison tool immediately determines the current daily interest rates at various banks and makes it possible for you to request, at no charge, individualised quotations for a mortgage to finance your own home. The mortgage terms and conditions listed below are intended for private customers in Switzerland.
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An overview of the current best interest rates:
Compare the home financing offers from our partners and find the best mortgage for you.
Comparing mortgages and getting offers
When taking out initial financing or a new mortgage, give yourself plenty of time because financing your own home is a long-term investment and will change depending on your financial situation. Selecting a suitable type of mortgage and mortgage institution depends on a variety of factors. Aspects which play a central role in calculating a mortgage include the purchase price of the real estate plus the buyer’s total income and assets.
Before obtaining offers, we recommend using our online mortgage calculator to determine whether or not you can afford the desired mortgage. If the evaluation produces a positive result, you can go here to get your personal offers for a mortgage to finance your own home.
Refinance a mortgage in two steps
Consider at an early stage as to how you would like to proceed with your mortgage financing, or if you might be considering changing your bank. This gives you sufficient time to meet any periods of notice and study any additional contractual terms and conditions. Keep in mind, the best point in time to refinance a mortgage varies depending on the type of mortgage and it should be done on time. With a fixed-rate mortgage the maturity is contractually set, while a variable-rate mortgage has a notice period of between three and six months (varies depending on the institution). In certain specific cases, notice for fixed-rate mortgages must also be given in advance. By taking notice periods into account, a mortgage can be quickly refinanced or you can easily switch to another bank.
Go here to obtain personal offers for refinancing a mortgage quickly and easily.
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